Christophe P. Terlizzi is a senior banking executive with 45 years of experience, specializing in all aspects of commercial real estate lending. His duties have included chairing the loan approval committee, directing loan policy, setting operating procedures, and charting business strategy for regional commercial banks ranging in size from $34 billion to $180 billion in assets.
Chris Terlizzi was Senior Vice President and Regional Manager for Commercial Real Estate Lending at KeyBank Real Estate Capital, part of a $180 billion national bank headquartered in Cleveland, Ohio. There he spent ten years managing loan origination in the region spanning Southern New Jersey to Northern Virginia. His loan origination teams included Capital Markets specialists as well as portfolio bankers who collectively originated in excess of $5 billion dollars of new loans inclusive of construction, value add, and permanent loan types.
Previously, he was a founding principal of PREIT Capital Advisors, a joint venture with Pennsylvania Real Estate Investment Trust, the nation’s oldest equity REIT founded in 1960 and headquartered in Philadelphia. PREIT Capital Advisors advised institutional lenders with exposure to distressed commercial real estate loans and properties and provided them with a comprehensive menu of turnkey and a la carte resolution and recovery services. Concurrently, he founded and managed Laurier Capital Advisors, a consulting practice specializing in project-specific debt and equity sourcing, litigation support assignments, debtor consultation, and correspondent support for six community banks.
Prior to founding PREIT Capital Advisors and Laurier Capital Advisors, Mr. Terlizzi was Executive Vice President and Chief Operating Officer of the $11 billion commercial real estate lending business line at Citizens Financial Group, a $180 billion commercial banking enterprise with operations in New England, the Mid Atlantic and the Mid-West. Mr. Terlizzi joined Citizens Bank of Pennsylvania in 2002 to develop a professional commercial real estate lending practice. From 2002 to 2007, he directed the commercial real estate lending activities of Citizens Bank of Pennsylvania, a $34 billion commercial banking affiliate with offices in Pennsylvania, New Jersey, and Delaware. Under his direction, Citizens provided construction lending, permanent lending, and various other types of customized lending involving commercial real estate to professional real estate developers, professional real estate investors, and professional merchant builders. These clients included private individuals, family-owned enterprises, and publicly traded companies. Under his direction, the bank’s portfolio grew to in excess of $2 billion in commercial real estate loans which financed ground-up construction, acquisition, and rehabilitation for real estate developers.
Prior to joining Citizens Bank, Mr. Terlizzi directed commercial real estate lending at Summit Bank from 1993 to 2001. Summit Bank was acquired by Fleet Bank in March of 2001 and Mr. Terlizzi continued his employment with Fleet Bank as Executive Vice President and senior market manager for the region encompassing southern New Jersey, Pennsylvania, Delaware, Maryland, Washington, D.C., and northern Virginia until May of 2002. At Summit Bank, Mr. Terlizzi was responsible for $3.0 billion in commercial real estate loans of which $1.0 billion were for construction or acquisition and rehabilitation of real estate developments.
Mr. Terlizzi is past chairman of the Philadelphia District Council of the Urban Land Institute, Treasurer of Central Philadelphia Development Corporation, and Center City District. He also served as Secretary for 10,000 Friends of PA, Treasurer of the Preservation Alliance of Greater Philadelphia, and the Economy League of Philadelphia in addition to serving as a board member for the following organizations: NJ NAIOP, the Foundation for Architecture and Chestnut Hill College. He is a frequent panelist for various Commercial Real Estate Programs, a guest lecturer at various colleges on commercial real estate lending, and has served as an expert witness in a variety of cases involving commercial real estate litigation.
Mr. Terlizzi graduated cum laude from St. Joseph’s University with a BS in Business Administration.